Schedule of Rates

The Schedule of Rates table is a comprehensive list of basic premium rates for title insurance policies up to $100,000. Premium rates are also given for policies with specific amounts from $101,000 through $30,000,000.

The Schedule of Rates table is divided into two printable pages. Click on the appropriate link above.

Use the convenient formula table below to calculate premiums for policies for insurance higher than $100,000 or for exact amounts not listed in the Schedule of Rates table

Effective February 1, 2007. Prices (in $ USD) subject to change without notice.

Specific Amount	Basic Premium	Specific Amount	Basic Premium	Specific Amount	Basic Premium	Specific Amount	Basic Premium
101,000	881	148,000	1,141	195,000	1,401	242,000	1,662
102,000	886	149,000	1,146	196,000	1,407	243,000	1,667
103,000	892	150,000	1,152	197,000	1,412	244,000	1,673
104,000	897	151,000	1,158	198,000	1,418	245,000	1,678
105,000	903	152,000	1,163	199,000	1,423	246,000	1,684
106,000	908	153,000	1,169	200,000	1,429	247,000	1,689
107,000	914	154,000	1,174	201,000	1,435	248,000	1,695
108,000	919	155,000	1,180	202,000	1,440	249,000	1,700
109,000	925	156,000	1,185	203,000	1,446	250,000	1,706
110,000	930	157,000	1,191	204,000	1,451	300,000	1,983
111,000	936	158,000	1,196	205,000	1,457	400,000	2,537
112,000	941	159,000	1,202	206,000	1,462	500,000	3,091
113,000	947	160,000	1,207	207,000	1,468	600,000	3,645
114,000	953	161,000	1,213	208,000	1,473	700,000	4,199
115,000	958	162,000	1,218	209,000	1,479	800,000	4,753
116,000	964	163,000	1,224	210,000	1,484	900,000	5,307
117,000	969	164,000	1,230	211,000	1,490	1,000,000	5,861
118,000	975	165,000	1,235	212,000	1,495	2,000,000	10,421
119,000	980	166,000	1,241	213,000	1,501	3,000,000	14,981
120,000	986	167,000	1,246	214,000	1,507	4,000,000	19,541
121,000	991	168,000	1,252	215,000	1,512	5,000,000	24,101
122,000	997	169,000	1,257	216,000	1,518	6,000,000	27,861
123,000	1,002	170,000	1,263	217,000	1,523	7,000,000	31,621
124,000	1,008	171,000	1,268	218,000	1,529	8,000,000	35,381
125,000	1,014	172,000	1,274	219,000	1,534	9,000,000	39,141
126,000	1,019	173,000	1,279	220,000	1,540	10,000,000	42,901
127,000	1,025	174,000	1,285	221,000	1,545	11,000,000	46,661
128,000	1,030	175,000	1,291	222,000	1,551	12,000,000	50,421
129,000	1,036	176,000	1,296	223,000	1,556	13,000,000	54,181
130,000	1,041	177,000	1,302	224,000	1,562	14,000,000	57,941
131,000	1,047	178,000	1,307	225,000	1,568	15,000,000	61,701
132,000	1,052	179,000	1,313	226,000	1,573	16,000,000	64,371
133,000	1,058	180,000	1,318	227,000	1,579	17,000,000	67,041
134,000	1,063	181,000	1,324	228,000	1,584	18,000,000	69,711
135,000	1,069	182,000	1,329	229,000	1,590	19,000,000	72,381
136,000	1,074	183,000	1,335	230,000	1,595	20,000,000	75,051
137,000	1,080	184,000	1,340	231,000	1,601	21,000,000	77,721
138,000	1,086	185,000	1,346	232,000	1,606	22,000,000	80,391
139,000	1,091	186,000	1,351	233,000	1,612	23,000,000	83,061
140,000	1,097	187,000	1,357	234,000	1,617	24,000,000	85,731
141,000	1,102	188,000	1,363	235,000	1,623	25,000,000	88,401
142,000	1,108	189,000	1,368	236,000	1,628	26,000,000	90,001
143,000	1,113	190,000	1,374	237,000	1,634	27,000,000	91,601
144,000	1,119	191,000	1,379	238,000	1,640	28,000,000	93,201
145,000	1,124	192,000	1,385	239,000	1,645	29,000,000	94,801
146,000	1,130	193,000	1,390	240,000	1,651	30,000,000	96,401
147,000	1,135	194,000	1,396	241,000	1,656	50,000,000	128,401

Effective February 1, 2007. Prices (in $ USD) subject to change without notice.

Up to & Including	Basic Premium	Up to & Including	Basic Premium	Up to & Including	Basic Premium	Up to & Including	Basic Premium
10,000	238	33,000	401	56,000	565	79,000	729
10,500	242	33,500	405	56,500	568	79,500	730
11,000	244	34,000	408	57,000	571	80,000	734
11,500	248	34,500	412	57,500	575	80,500	738
12,000	252	35,000	415	58,000	579	81,000	742
12,500	255	35,500	419	58,500	581	81,500	744
13,000	260	36,000	422	59,000	585	82,000	748
13,500	264	36,500	426	59,500	589	82,500	753
14,000	267	37,000	429	60,000	593	83,000	757
14,500	270	37,500	433	60,500	597	83,500	759
15,000	272	38,000	437	61,000	600	84,000	762
15,500	276	38,500	441	61,500	603	84,500	767
16,000	280	39,000	443	62,000	607	85,000	770
16,500	284	39,500	447	62,500	611	85,500	773
17,000	288	40,000	450	63,000	613	86,000	776
17,500	292	40,500	455	63,500	617	86,500	781
18,000	296	41,000	457	64,000	621	87,000	785
18,500	298	41,500	462	64,500	625	87,500	788
19,000	301	42,000	465	65,000	628	88,000	791
19,500	304	42,500	469	65,500	631	88,500	795
20,000	309	43,000	471	66,000	635	89,000	799
20,500	312	43,500	475	66,500	640	89,500	801
21,000	317	44,000	479	67,000	644	90,000	804
21,500	320	44,500	483	67,500	645	90,500	809
22,000	324	45,000	487	68,000	649	91,000	813
22,500	327	45,500	490	68,500	653	91,500	817
23,000	330	46,000	493	69,000	656	92,000	819
23,500	333	46,500	497	69,500	659	92,500	823
24,000	337	47,000	499	70,000	664	93,000	827
24,500	340	47,500	503	70,500	668	93,500	831
25,000	345	48,000	508	71,000	672	94,000	832
25,500	348	48,500	512	71,500	674	94,500	837
26,000	352	49,000	515	72,000	677	95,000	842
26,500	355	49,500	518	72,500	681	95,500	845
27,000	358	50,000	522	73,000	685	96,000	847
27,500	361	50,500	525	73,500	688	96,500	851
28,000	365	51,000	527	74,000	692	97,000	855
28,500	368	51,500	531	74,500	696	97,500	859
29,000	373	52,000	536	75,000	700	98,000	862
29,500	376	52,500	540	75,500	702	98,500	866
30,000	380	53,000	543	76,000	706	99,000	870
30,500	383	53,500	547	76,500	709	99,500	873
31,000	387	54,000	550	77,000	713	100,000	875
31,500	390	54,500	553	77,500	716
32,000	393	55,000	556	78,000	720
32,500	398	55,500	559	78,500	725

The Schedule of Rates table is a comprehensive list of basic premium rates for title insurance policies up to $100,000. Premium rates are also given for policies with specific amounts from $101,000 through $30,000,000.

The Schedule of Rates table is divided into two printable pages. Click on the appropriate link above.

Use the convenient formula table below to calculate premiums for policies for insurance higher than $100,000 or for exact amounts not listed in the Schedule of Rates table

Formula for policies 100,001 and higher

Follow the steps in the first column of the following table to calculate premiums for policies of amounts higher than $100,000 and for exact amounts of insurance not listed in the Schedule of Rates table.

Policy in $ (USD)	100,000 – 1,000,000	1,000,001 – 5,000,000	5,000,001 – 15,000,000	15,000,001 – 25,000,000	25,000,000
1. Subtract this amount from policy amount:	– 100,000	– 1,000,000	– 5,000,000	– 15,000,000	– 25,000,000
Result 1
2. Multiply Result 1 by this factor and round to the nearest whole dollar:	x 0.00554	x 0.00456	x 0.00376	x 0.00267	x 0.00160
Result 2
3. Add this amount to Result 2:	+ 875	+ 5,861	+ 24,101	+ 61,701	+ 88,401
This is your premium =>

Use the Cost Estimator as a worksheet to estimate buyer and seller closing costs for conventional, FHA, VA, and cash loans. Print this page and use the blank section for estimating buyer and seller closing costs.

Effective 5/1/15. Prices (in $ USD) subject to change without notice.

	Conventional		FHA		VA		Cash
	Buyer	Seller	Buyer	Seller	Buyer	Seller	Buyer	Seller
Commission		varies		varies		varies		varies
Origination Fee (Lender)	varies		varies		varies		N/A	N/A
Discount Fee (Lender)	varies		varies		varies		N/A	N/A
Appraisal Fee (Lender)	$450.00		$450.00		$450.00		N/A	N/A
Credit Report (Lender)	$85.00		$85.00		$85.00		N/A	N/A
Final Inspection (Lender)	$150.00		$150.00			$150.00*	N/A	N/A
Flood Certification Fee (Lender) certification fee	$25.00		$25.00			$25.00	N/A	N/A
Tax Service Fee (Lender)	$105.00			$105.00		$105.00	N/A	N/A
Document Review (Lender)	$250.00		$250.00			$250.00
Underwriting Fee (Lender)	$300.00		$300.00			$300.00	N/A	N/A
Express Mail Fee (Lender)	$50.00		$25.00			$50.00*
Miscellaneous Fees (Lender)	varies		varies			varies
Prepaids/Escrows (Lender)	varies		varies		varies
Homeowners Insurance	varies		varies		varies		varies
Attorney Fees	$250.00	$235.00	$250.00	$235.00		$435.00		$235.00
Title Insurance Premium	$225.00	see rate chart	$225.00	see rate chart	$225.00	see rate chart		see rate chart
Escrow Fee (Title Co.)	$350.00	$350.00	$350.00	$350.00		$700.00	$350.00	$350.00
Filing Fee (Title Co.)	$150.00	$34.00	$150.00	$34.00	$150.00	$34.00	$34.00	$34.00
Tax certificates (Title Co.)		$50.00		$50.00		$50.00		$50.00
Survey	$400.00		$400.00		$400.00
Termite Report	$85.00		$85.00			$85.00**
Termite treatment		varies		varies		varies
Repairs (per contract)		varies		varies		varies
Residential Service Warranty	varies	varies	varies	varies	varies	varies	varies	varies
Subtotal